Comprehensive Salary Calculator

CTC to In-Hand Salary Calculator

Methodology, assumptions, and source references
Auto-updated on Feb 24, 2026Data snapshot: Sep 13, 2025

Inputs used

  • Annual CTC, city type, PF %, optional HRA/gratuity/professional-tax toggles
  • Salary comparison uses current offer, new offer, and city cost multipliers

Formula basis

  • Component split model: basic + HRA + allowance with deduction roll-up
  • Illustrative tax and statutory deduction estimation for take-home projection
  • City comparison uses normalization multipliers for cost-adjusted change

Assumptions and limits

  • Salary structures vary by employer; this is a planning model, not payroll output
  • Tax and deduction estimates are simplified for quick decision support
  • Professional tax/benefit treatment can differ by state and payroll policy