Tax Regime Comparison Tool (India)

Compare old vs new regime with deduction-aware inputs and instant tax savings recommendation.

Comparison Result

New Regime saves you ₹58,500 based on current inputs.

Old Regime Tax
₹1,56,000
Taxable: ₹11,25,000
New Regime Tax
₹97,500
Taxable: ₹14,25,000
Visual tax comparison
Old Regime
New Regime

New Regime: take-home vs tax

Total₹15,00,000
  • Take-home income
    93.5%
    ₹14,02,500
  • Tax outflow
    6.5%
    ₹97,500

Regime-wise tax and take-home comparison

Old regime tax₹1,56,000
New regime tax₹97,500
Old regime take-home₹13,44,000
New regime take-home₹14,02,500

Editorial Trust Panel

Author

Upaman Research Team

Reviewed by

Tax Policy Review Desk (Upaman)

Last reviewed

March 7, 2026

Content update

Auto-updated on Feb 24, 2026

Scope: This tool compares old vs new Indian tax regime using slab math, standard deductions, cess, and rebate checks.

Intro

Choosing between old and new tax regime is a high-value decision for salaried professionals. This tool helps you compare both regimes using salary, deductions, and rebate logic so you can choose the regime that minimizes annual tax outflow for your current profile.

Example Calculation

For example, with ₹18,00,000 salary and moderate deductions, the comparison can show whether old regime deduction benefits outweigh simplified slab treatment in the new regime. Update deductions to test best and worst-case filing scenarios before declaration deadlines.

How the Formula Works

Both regimes use slab-wise marginal tax computation. Old regime applies standard deduction plus eligible deduction buckets before slab tax. New regime applies its configured standard deduction and slab rates. Cess and rebate checks are applied after base slab tax to derive final payable tax.

FAQ

Which regime is better for high deductions?

In many cases old regime performs better when eligible deductions are substantial, but exact outcome depends on income and deduction mix.

Does this include cess and rebate?

Yes. The calculator applies cess and basic rebate logic after slab computation for practical planning output.

Can this replace return filing?

No. Use this for planning decisions. Final filing values should be validated with official documents and rules.

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