United States
High-intent US tools for home and vehicle financing, retirement, savings, and debt payoff decisions — all free.
Take-home pay for 2026 after federal tax, Social Security, Medicare, and state tax — all 50 states + D.C.
How much you keep from $30k–$250k salaries in 2026, with state-by-state take-home tables for every level.
Turn any hourly rate into yearly, monthly, and weekly pay — with per-rate pages from $15 to $75 including 2026 after-tax estimates.
List every debt once and compare the snowball and avalanche methods — debt-free date, payoff order, and total interest side by side.
Estimate your monthly payment with principal, interest, property tax, insurance, HOA, and PMI.
Compare your current mortgage against a refinance offer and estimate the break-even point.
Calculate the monthly car payment using sales tax, trade-in value, fees, APR, and term.
Project your retirement balance with salary growth, contribution rate, and employer match.
Compare the nest egg your lifestyle needs with where your savings are headed, and get a monthly plan.
Extra principal payments or the market? Interest saved, months saved, and final portfolio on the same timeline.
Estimate savings APY growth and CD maturity value across your deposit timeline.
Compare minimum payment and fixed payment plans to clear card debt faster.
Project savings growth with monthly contributions and daily to annual compounding.
See what dollars from any year since 1913 are worth today, using official BLS CPI data.
The US tools are organized around the money decisions where the rules actually change the answer. Paychecks are the clearest case: federal brackets, Social Security, and Medicare apply everywhere, but state income tax ranges from zero to a double-digit top rate. On a $75,000 salary, the paycheck calculator estimates $61,593 take-home in Texas but $58,575 in California — a $3,017 annual gap from state tax alone. The salary-after-taxes tables extend that comparison to every level from $30k to $250k across all 50 states and D.C.
The housing tools split one decision into its stages: the mortgage calculator estimates the full PITI payment including property tax, insurance, HOA, and PMI; the refinance calculator finds the break-even month where closing costs are recovered; and the payoff-vs-invest workflow weighs extra principal against investing the same dollars on the same timeline. For long-term saving, the 401(k), savings & CD, and compound interest tools project growth, while the inflation calculator (official BLS CPI back to 1913) shows what that growth is worth in real buying power. On the debt side, the credit card payoff calculator compares minimum payments against a fixed plan — usually the single largest interest saving available to a household. All figures on this page are computed from the same engines the calculators use, updated for the 2026 tax year.