Estimated Loan Summary
Amount Financed
$33,650.00
Taxable amount: $35,000.00
Sales tax estimate: $2,450.00
Total out-of-pocket cost: $47,504.05
Methodology, assumptions, and source references
Auto-updated on Feb 24, 2026Data snapshot: Sep 13, 2025
Inputs used
- Vehicle price, trade-in, down payment, sales tax rate, dealer fees, APR, and term
- Trade-in is applied before tax as a general estimate (state rules vary)
Formula basis
- Amount financed = (price - trade-in) + sales tax + fees - down payment
- Monthly payment uses standard amortization formula
- Total interest = total loan payments - amount financed
Assumptions and limits
- Taxable base and fee treatment vary by state and lender
- Title, registration, and optional products are not separately modeled
- Actual APR and contract terms depend on borrower profile and lender