India
High-intent India tools for tax, borrowing, investing, salary, and decision workflows — all free and current for FY 2026-27.
Calculate EMI, prepayment impact, and amortization for home, car, and personal loans.
Estimate income tax for FY 2026-27 with old/new regime comparison.
Check which regime saves more tax using salary and deduction-aware inputs.
Add/remove/reverse GST with CGST, SGST, and IGST split.
Compare an item’s price before and after the Sept 2025 GST reform (5/18/40).
Find your tax-exempt House Rent Allowance using the least-of-three rule (old regime).
LTCG/STCG on equity, mutual funds, and property for FY 2026-27.
Estimate gratuity using the 15/26 formula with the ₹20 lakh tax-free ceiling.
New-regime income tax for every salary level with full slab breakdown.
Estimate SIP corpus with expected returns and goal-based planning.
Project PPF maturity with year-wise contribution and interest assumptions.
Convert CTC to in-hand salary with key deduction estimates.
Every ITR and advance tax deadline for AY 2026-27, with calendar reminders you add yourself.
Estimate break-even timeline for buying vs renting using EMI and rent growth.
Compare whether monthly surplus should prepay debt or be invested for growth.
Compare fixed deposit and SIP on post-tax maturity with a horizon-aware verdict.
Find the corpus your lifestyle needs at 60 and whether your savings are on track to build it.
Find your target runway, current gap, and monthly plan to build a safer corpus.
Compare renting versus buying with break-even year, affordability, and cash buffer.
Estimate fuel, toll, parking, EMI, and upkeep cost of running a car.
Compare minimum due vs fixed payment and estimate payoff time.
The India tools centre on the choice that decides everything else: old regime or new. Under the new regime's FY 2026-27 slabs, the Section 87A rebate wipes out tax on taxable income up to ₹12 lakh — the engine behind the income tax calculator computes exactly ₹0 payable at that level, and with the ₹75,000 standard deduction that covers salaries up to ₹12.75 lakh. The old regime can still win if you claim large deductions (80C, home-loan interest, HRA) — the regime comparison tool finds your break-even deduction amount, and the tax-on-salary pages give pre-computed answers for every salary from ₹5 lakh to ₹50 lakh, including the marginal-relief zone just above ₹12 lakh.
Around that core sit the tools for the other recurring decisions: converting a CTC offer into an in-hand figure (salary calculator), sizing an EMI and testing prepayment against investing (EMI calculator, prepay vs invest), projecting SIP and PPF growth side by side (FD vs SIP compares them post-tax, where LTCG at 12.5% versus slab-rate FD interest changes the verdict), and GST both as invoice arithmetic and as the September 2025 rate-reform price check (GST 2.0 calculator). Every figure is computed from the same engines the calculators run on, so the numbers here always match what the tools return.
Looking for the IRCTC tools that used to live here? Train booking windows, cancellation and Tatkal charges, TDR refunds, and berth positions moved to Railmonk, our dedicated rail site, where they get a fare calculator, waitlist confirmation chances, coach positions, and Hindi versions alongside them.