Methodology, assumptions, and source references
Auto-updated on Feb 24, 2026Data snapshot: Sep 13, 2025
Inputs used
- Monthly SIP amount, expected annual return, investment tenure, and optional step-up
- Goal mode uses target corpus, expected return, and tenure
Formula basis
- Future value uses monthly compounding for recurring contributions
- Goal SIP uses PMT-based reverse calculation for required monthly amount
Assumptions and limits
- Expected return is constant through the full tenure
- No entry/exit load, tax, or fund-level expense variations are modeled
- Results are estimates for planning, not guaranteed investment outcomes