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Take-Home Pay in Maryland (2026)
Maryland uses progressive brackets from 2% up to 5.75%, plus local county taxes (an average 3.2% is included here).
The table below shows estimated 2026 take-home pay in Maryland for a single filer taking the standard deduction, after federal income tax, Social Security (6.2%), Medicare (1.45%), and state income tax. For your exact numbers — including filing status and 401(k) — use the US Paycheck Calculator.
| Gross salary | Take-home / year | Per month | Bi-weekly | State tax | Effective rate |
|---|---|---|---|---|---|
| $40,000 | $31,407 | $2,617 | $1,208 | $2,913 | 21.5% |
| $50,000 | $38,647 | $3,221 | $1,486 | $3,708 | 22.7% |
| $60,000 | $45,887 | $3,824 | $1,765 | $4,503 | 23.5% |
| $75,000 | $55,897 | $4,658 | $2,150 | $5,695 | 25.5% |
| $100,000 | $71,497 | $5,958 | $2,750 | $7,683 | 28.5% |
| $125,000 | $86,977 | $7,248 | $3,345 | $9,726 | 30.4% |
| $150,000 | $101,959 | $8,497 | $3,922 | $11,832 | 32% |
How Maryland taxes a paycheck
Maryland runs a progressive schedule with 8 brackets, from 2% at the bottom to 5.75% at the top. After the $2,700 state standard deduction, a $75,000 single filer lands in the 4.75% bracket — that is the rate on the next dollar, not on all of them, which is why the state's average bite is smaller. The top 5.75% rate only touches taxable income above $250,000. These figures also include an average 3.2% local income tax, which nearly all Maryland wage earners pay on top of the state schedule.
You can read the progressivity directly off the table: the effective state-plus-local rate climbs from 7.28% at $40,000 to 7.89% at $150,000. That climb is the practical difference between a progressive state and a flat-tax one, where the share would hold steady. At $75,000, each additional $1,000 of salary keeps about $624 once federal, state, and Medicare marginal rates are applied.
How Maryland compares with other states
On a $75,000 salary, Maryland ranks #50 of 51 among the states and D.C. for take-home pay, $5,695 a year behind the no-income-tax states and $2,808 behind the median state. The nearest state above it is Hawaii ($1,439 more per year); just below sits Oregon, $313 behind. Rankings compare state and average local income taxes only — cost of living, housing, and sales taxes move real affordability in ways a paycheck never shows.
Comparing a specific move? See take-home pay in Hawaii or take-home pay in Oregon, or line every state up at once on the state comparison index.
Frequently asked questions
How much is $75,000 after taxes in Maryland?
In 2026, a single filer earning $75,000 in Maryland takes home about $55,897 per year ($4,658/month, $2,150 bi-weekly) after federal income tax, Social Security, Medicare, and state income tax — an effective tax rate of 25.5%.
Does Maryland have a state income tax?
Maryland uses progressive brackets from 2% up to 5.75%, plus local county taxes (an average 3.2% is included here).
What is $100,000 after taxes in Maryland?
A single filer earning $100,000 in Maryland takes home about $71,497 a year in 2026 — $5,958 a month, an effective tax rate of 28.5% including $7,683 of state income tax.
How much of a $1,000 raise do I keep in Maryland?
At a $75,000 salary, a single filer in Maryland keeps about $624 of each additional $1,000 earned in 2026 — the rest goes to federal income tax, state income tax, and Medicare. Raises are taxed at your marginal rate, not your (lower) effective rate, which is why a raise always feels smaller than the offer letter.
What state tax bracket is a $75,000 salary in Maryland?
After the state's $2,700 standard deduction, a $75,000 single filer falls in Maryland's 4.75% bracket. That is the marginal rate — only income inside that bracket is taxed at it, so the average (effective) state rate is lower. Maryland's top 5.75% rate only applies to taxable income above $250,000.
Are local taxes included in these Maryland numbers?
Yes — an average 3.2% local income tax is included on top of the state brackets, because nearly all wage earners in Maryland pay one. Your county's actual rate may be somewhat higher or lower, so treat these figures as a representative middle case.
Estimates for tax year 2026 using the standard deduction; state figures use the latest published rates and exclude local/city taxes unless noted. Actual withholding varies with your W-4 and benefits. Not tax advice.